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Survey Guide

Which House Survey Do I Need?

Choosing a survey comes down to two things: why you need it and what kind of property it is. This guide walks you through both, compares all seven of our surveys side by side and flags the common mistakes to avoid. 
If you'd rather just ask, call us on 07375 390466 and we'll recommend the right survey for your property.

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Choose a Survey Based on Your Situation

The reason you need a survey narrows the choice down quickly. Find the situation closest to yours below.

You're Buying an Existing Home

Choose between a RICS Level 2 Home Survey, sometimes known as a Homebuyer Survey and a RICS Level 3 Home Survey, sometimes known as a Building Survey. The Level 2 suits conventional homes that appear to be in reasonable condition. The Level 3 is for older, larger, altered or run-down properties, or any home where you want detailed advice on repairs. The next section helps you decide which fits your property.

You're Buying a New Build Home

Choose a New Build Snagging Report. A standard survey isn't designed to check the finish and workmanship of a brand-new home, whereas a snagging inspection lists every defect for your developer to put right. It can be done before completion, if the developer allows access, or after you've moved in.

You're Buying or Letting a Rental Property

Choose a Buy To Let Survey. It includes a Level 2 style condition report plus a review of the 29 hazards in the Housing Health and Safety Rating System, which councils use to judge whether rented homes are safe. It's useful when buying an investment property or checking one you already let.

You're Selling Your Home

Choose a Home Insight Survey. Commissioned before your home goes on the market, it gives buyers, estate agents and conveyancers a full report on the property's condition from the start, so there are fewer surprises once an offer is agreed.

You've Noticed a Specific Problem

Choose a Specific Defect Report. If you're worried about a crack, damp, a leak or another known issue, this survey focuses on that problem, explains the most likely cause and sets out what repairs may be needed.

You're Starting or Ending a Lease

Choose a Schedule of Condition. It provides a detailed photographic record of a commercial or residential property's condition at the start of a lease, so landlord and tenant have an agreed record to refer back to.

Level 2 or Level 3?

Match the Survey to the Property

If you're buying an existing home, the age, construction and condition of the property usually decide between a Level 2 and a Level 3 survey. These are general guidelines, as every property is different.

Modern Homes Built From the 1960s Onwards

A Level 2 Home Survey is usually enough for a conventionally built modern home in reasonable condition. Consider a Level 3 if it has been significantly extended or altered, or if you've already spotted signs of problems.

1920s and 1930s Homes

Many inter-war semis and bungalows, common across Leigh-on-Sea, Rayleigh and Westcliff, are solidly built and suit a Level 2 survey if they're largely unaltered. If the property has a loft conversion, extensions, removed walls or visible cracking, a Level 3 will give you far more detail.

Victorian and Edwardian Homes

We generally recommend a Level 3 Survey for period properties. Solid walls, older roof structures, timber floors and decades of alterations mean there's more to inspect and more to explain.

Flats and Conversions

Purpose-built flats in reasonable condition often suit a Level 2 survey. Flats in converted period houses, common in Westcliff-on-Sea and Southend-on-Sea, usually benefit from a Level 3, as the building is older and has been altered to create the flats.

Unusual, Listed or Non-Standard Properties

Choose a Level 3 Survey for timber-framed, thatched, listed or non-traditional construction, or any property you plan to renovate.

At a Glance

Our Surveys Compared

A side-by-side summary of all seven surveys. None of our surveys include a market valuation.

Survey Who it's for Best suited to What you get
RICS Level 2 Home Survey (Homebuyer Survey) Home buyers Conventional homes in reasonable condition Traffic-light condition ratings, visible defects and issues to investigate further
RICS Level 3 Home Survey (Building Survey) Home buyers Older, larger, altered or run-down homes Detailed explanation of defects, likely causes, repair options and maintenance advice
Buy To Let Survey Landlords and investors Rental properties Level 2 style condition report plus a review of the 29 HHSRS hazards
New Build Snagging Report New build buyers Newly built homes A photographed list of defects and unfinished work for the developer to fix
Specific Defect Report Owners, landlords and property managers Any property with a known problem The likely cause of the defect, repairs needed and any specialist advice required
Home Insight Survey Homeowners and sellers Homes about to go on the market A Level 3 equivalent inspection with condition, legal, safety, environmental and climate risks
Schedule of Condition Landlords and commercial tenants Commercial and residential lettings A dated, detailed photographic record of the property's condition

Avoid These Mistakes

Common Mistakes When Choosing a Survey

  • Relying on the mortgage valuation. It's carried out for your lender, not for you, and tells you very little about the property's condition.
  • Choosing a Level 2 for an old or heavily altered property to save money. The extra detail in a Level 3 often pays for itself if it uncovers a costly repair.
  • Booking the survey too late. Instruct your surveyor as soon as your offer is accepted, so you have time to act on the findings before you exchange contracts.
  • Skipping a snagging inspection on a new build. Brand-new homes can still have defects, and it's easier to get them fixed early.
  • Not asking questions about the report. Every Lima Surveys report comes with a follow-up call, so you can make sure you understand what was found.

Get in touch

Get a Quote for the Right Survey

Send us the property details and tell us what you're planning, and we'll recommend the right survey and send you a quote.

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Choosing a Survey: Your Questions Answered

Is a Level 3 survey always better than a Level 2?

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Not necessarily. A Level 3 goes into more detail, but for a modern home in good condition that detail may add little. The best survey is the one that matches the property. We'll always tell you honestly if we think a Level 2 is enough.

What happens if the survey finds problems?

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Your report explains each issue and how serious it is. You can then ask the seller to carry out repairs, get quotes for the work, renegotiate the price or, in some cases, decide not to go ahead. We'll talk you through the findings on the follow-up call.

Do I need a survey on a house that's only a few years old?

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If you're the first owner of a brand-new home, choose a snagging inspection. For a house that's a few years old and being resold, a Level 2 Home Survey is usually the right choice.

Can I have more than one type of survey?

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Yes. For example, a landlord might have a Buy To Let Survey when buying and a Schedule of Condition before a new tenancy. Tell us what you're planning and we'll advise.

If the seller has a Home Insight Survey, do I still need my own survey?

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A Home Insight Survey gives you useful information early in the process. Whether you also commission your own survey is your choice. If you have questions about a Home Insight report on a property you're buying, speak to your conveyancer.

Can you help me decide before I instruct you?

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Yes, of course. Call, WhatsApp or email us with the property details and we'll recommend the right survey. There's no charge for advice on which survey to choose.

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